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WebA captive operates like a traditional insurance company and is subject to state regulatory requirements, albeit potentially less onerous than commercial market ones. … WebCaptive Membership Self-Insured Benefits Programs Self-insurance gives you the freedom to create your own health benefits program. ParetoHealth makes it easy. Choose from a curated selection of medical and pharmacy plans and third party administrators (TPA) and fine tune to meet your needs. Medical Benefits WebOWN Health is a group health insurance captive designed specifically for Employee Stock Ownership Plan (ESOP) companies. Partnering with the National Center of Employee Ownership (NCEO) and Scott Insurance as the advising agency, OWN Health will grow with various ICS agency partners across the US. Stop renting insurance and OWN it! mobile phones direct online